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Buyers Want Your Home for as Little as Possible.
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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
What city boasts eight of the world's ten biggest hotels?

A 
Las Vegas has eight of the largest resort hotels; the latest and most extravagant is the $2.7 billion, 2,716-room Wynn Las Vegas.
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Tanya Endicott, REALTOR®, real estate agent and broker for Dallas, McKinney, Allen and Frisco Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Tanya Endicott
The Dallas Home Team

2851 Craig Dr
Suite 300E
McKinney, Tx. 75070
Office: 469-452-7071
Cell: 469-450-2566
Fax: 469-452-7074
tanyaendicott@NUMBER1EXPERT.com

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